Choosing best life insurance company in USA is like walking into a grocery store with a momentous sweet tooth; where you begin wise opt from a vast sort of items. America is a country where more than 800 life insurance companies can be found in different sizes, structures, business models and services. How to narrow down the available list is real problem in such gathering. This articulation I think is best helping out most suited and best life insurance company in America, you can chose one from the list of top 10.
First of all, you can’t make a decision what type you need, and once you decide, you have to go find the best company to assure your needs and wants. We’re going to attempt to help you make this decision, or at least make it simpler, so you only find yourself working with the top 10 life insurance companies throughout the United States.
6 Basic Points How to Choose Best Life Insurance Company
There may be several features to measure the strength and credibility of a company, however, following 6 points are most important while narrowing down your desired company from the available list.
1 – Financial Strength
2 – Type of Agent
3 – Type of Company
4 – Premium Details
5 – Level of Services Providing
6 – Risk Tolerance
Top 10 Best Life Insurance Companies in USA
Be visiting following list, apply in minutes, get consulted by knowledgeable agents, avail affordable policies, years long of strength A++ superior ability to meet insurance obligations.
1 – AIG Insurance Company, USA
AIG is not only top 1 company in America, but it is recognized world’s best and most trusted insurance company. According to AIG official statement, “For nearly one hundred years, our organization has faced and managed complex risks; and provided the risk expertise and financial strength that empowers 90 million clients in more than 100 countries. Today, our organization is evolving to better meet our clients’ needs.
We’re simplifying our structure so that we work more closely with clients, provide greater transparency, and deliver value faster and more efficiently. As One AIG, we’re becoming leaner, more focused, and more profitable. We recognize the constant need for change, and we’re up to the challenge.
The world is changing faster than ever. What was true yesterday may not be true tomorrow. But with AIG’s risk expertise, you’ll be more prepared, with less fear for the future. We’re ready to help you seize new opportunities.”
2 – American National Insurance Company (ANICO)
American National Insurance Company is committed to customer services and satisfaction since 1905 having wealthiest position. Founder William L. Moody, Jr.envisioned a company that operated on the core ideals of “strong management, prudent investment and financial strength” – a company so fundamentally solid that it would still be in operation 500 years into the future. And, after more than a century in business, American National is every bit as strong and prosperous as Mr. Moody envisioned.
ANICO has its headquarter in Galveston, Texas, American National has more than 3,000 employees in offices in Galveston and League City, Texas; Springfield, Missouri; and Glenmont, New York. American National’s network of agents stretches across all 50 states and Puerto Rico, and provides service to more than 5 million policyholders.
3 – Banner life Insurance Company
Banner Life is Legal and General’s flagship life insurance company in America and one of our favorite carriers to write; not only because of their A+ rating, but also because of their exceptional service and price.
According to company statement, “Legal & General America is financially strong, fiscally responsible and committed to the business practices that will allow us to keep our promises to you. Keeping life insurance affordable, protecting your retirement, and providing high quality, efficient customer service are just the fundamentals for us.” Visit for complete review.
4 – Foresters Life Insurance
Foresters Life Insurance Company is a crucial part of your financial plan, its life insurance plan can help protecting your family and provide peace of mind today and in the future, it stands at 4th in top 10 best life insurance companies in America. Read out complete review.
5 – MetLife Insurance Company
MetLife stands at 5th and offers life insurance, disability income insurance, car insurance, employee benefits and more. Get a term life insurance quote or learn more today. It is a great insurance company known for their financial strength and great customer service. When the company is competitive for price, they’re usually a great fit.
According to company’s profile statement, “MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe, the Middle East and Africa.”
6 – Voya Financial Inc
Voya Financial is an American financial, retirement, investment and insurance company based in New York, New York. Voya began as ING U.S. Previously known as ING, Voya Financial is a very strong insurance and financial contestant in today’s industry. Voya Financial is made up of premier insurance, investment, and retirement companies, and it serves roughly 13 million individual and business customers in the America. It provides a wide array of coverage, including term life, universal life, indexed universal life, variable universal life, and survivorship policies.
Voya currently has approximately $519 billion in total assets under management, and it is considered to be one of the top 10 retirement plan providers based on the number of plans, participants, and assets.
7 – Genworth Financial Insurance Company Limited
Top 7th best life insurance company in USA, Genworth is dedicated to helping you secure your financial life through long term care insurance, life insurance, annuity retirement solutions and more. Genworth is yet another of the financial giants that can be relied upon for coverage if or when it may be needed. The company has been in operation since 1871 within United States and 25 countries around the world. Genworth possesses more than $100 billion in assets. Due to Genworth’s past stellar claims paying ability and incredible financial strength, it has earned top ratings since many decades.
8 – New York Life Insurance Company
New York Life Insurance Company is the 8th largest mutual life-insurance company in the United States, and one of the largest life insurers in the world, operational since 1845. Since its commencement, the insurer has built up its assets under management to more than $425 billion. The company serves policy holders within America and around the world. The policies that are offered by New York Life include term, whole life, universal life and variable life.
9 – Prudential Life Insurance
Prudential Insurance Company offers Life Insurance, Annuities, Mutual Funds, Group Insurance, Retirement Services, Investment Management, and other financial services to the people to and businesses worldwide to help out their insurance and financial needs. It operates in United States, Asia, Europe and Latin America from a series of decades. For 140 years, Prudential Financial has helped individual and institutional customers grow and protect their wealth. It is known for delivering on promises to its customers, and is recognized as a trusted brand and one of the world’s most admired companies based in America.
10 – Transamerica
Transamerica, founded in 1928, is 10th best life insurance company specialize in Insurance, Investments & Retirement to find out today how it can help you save and invest wisely to live the life you want. Transamerica is also oldest company and began its operation more than 111 years ago, and today it has grown substantially into a financial and insurance powerhouse. It offers 30 year term polices up to age 58, hence most companies do not issue a 30 year term policy on a person seeking life insurance who is over 50.
Finalizing the discussion, determining who offers the best life insurance is not always a black and white answer. Simply search out top 10 best life insurance companies in the United States, read out the brief profile resulting detailed reviews and choose which company is best one from above list of top ten in America.